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New report compares cost of health insurance in China to region

Pacific Prime has released the third article of their cost of health insurance report. This article divides countries into regions and allows for a regional-level comparison of insurance premiums.

Posted on Jun 16, 2015 by Rob McBroom

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About the third part of the cost of health insurance report

Pacific Prime is happy to announce that we have released the third, and final, article of our report looking into the cost of individual international health insurance. This part, titled: The cost of health insurance in different regions, takes the 94 countries included in the report and groups them by region. Article 3, which is available now for FREE, provides a useful overview of regional costs, which is important for any expat or company considering moving to another location, including China.

By including five regions:

  • Asia
  • Africa
  • Europe
  • the Middle East
  • the Americas

which are broken down by demographic (Single, Couple, Family, and Retiree) and, subsequently, plan level:

  • Plan 1: Inpatient
  • Plan 2: Inpatient + outpatient
  • Plan 3: Inpatient + outpatient + maternity

Any business or individual can quickly find and compare the range of costs for health insurance in the locations you are considering.  

For example, if you are currently living in China, but your company is considering opening offices in Malaysia and Vietnam, you are likely going to need to know the cost of health insurance for the staff you will be sending over. With this guide, you can quickly find the approximate costs and compare them to those in China via easy to read graphs.  

Comparing China with Asia

In article 3, China is 1 of the 19 Asian countries included in the report. For the most part, China, when compared with the other countries, is the second or third most expensive location in the region trailing after Hong Kong (which is the most expensive), and being either just behind, or just ahead of, Singapore. Some other useful comparisons that can be made include:

  • Plan 1 and 2 premiums for Singles and Couples are lower than those in Singapore and Hong Kong, yet higher for Plan 3.
  • Premiums for families in China are the second most expensive, with many plans being USD 1,000 to USD 2,000 higher than those in other locations.
  • Plans included in Plan 1 for all countries are clustered together, while those in the other plan levels are increasingly spread out. This means that if you are considering Plan 2 or 3, you can expect the premiums to cover a wide range in each country.
  • The plans with the lowest premiums for couples considering a plan included in Plan 2 in China are nearly USD 3,500 more expensive than in the Philippines (the country with the lowest premiums in the region.)

By downloading Article 3, you can learn more about the costs of individual international health insurance in China and compare it to other countries in the region, or even in other regions. With 94 countries included in the report, four demographics, and three plan levels, there is a large amount of information to sort through. To make things easier, we have included graphs and an in-depth analysis with each section. There is also analysis of things like the outliers which are present in every country, and why costs are so different in each region.  

Download the third article of the report today for FREE from Pacific Prime’s Cost of Health Insurance Report page to learn more about costs for individual health insurance in China, and if you have any questions, please contact our experts to learn more.


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