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Pregnancy technology for tech-savvy parents and parents-to-be

Pregnancy technology for tech-savvy parents and parents-to-be

Let’s face it, welcoming a new addition to the family can be daunting, but pregnancy technology may just help make things incredibly easier for parents and parents-to-be. From conception to pregnancy and beyond, a growing number of consumer gadgets and tools are helping those who want to be more involved in their own care.

Due to a number of reasons, China is a market with huge potential for pregnancy technology. For instance, the newly introduced two-child policy, which came into effect in January 2016, has meant that around 90 million women have become eligible by law to have a second child. As a result, consumer demand for maternity products have since soared dramatically following the new policy relaxation announcement.

From online tools such as ovulation calendars to wearable baby thermometers, our article looks at everything you need to know about pregnancy technology and its role in revolutionizing the maternity experience.

Pre-pregnancy technology: Increasing the odds of pregnancy

For many couples, getting pregnant may require a lot more than just having intercourse. Thankfully, there’s a whole range of pre-pregnancy technology on the market that may just give you the best chance of getting pregnant.

Online ovulation calendars help predict ovulation

Successful conception can come down to an exact science. These days, the internet is full of free online tools that help women predict what time in their cycle they will be ovulating. One such example is our very own ovulation calendar, which you can access by visiting our maternity health insurance page.

Ovulation calendars work by estimating a woman’s fertile days. In other words, it works out the fertile period in a woman’s menstrual cycle when the likelihood of conceiving increases if they have intercourse until two days before and including the day they ovulate. This usually occurs mid-cycle, so ovulation calendars count 14 days backwards from the first day of the woman’s anticipated period.

To use our ovulation calendar, simply enter the date of your last period, and the average length of your cycle. Then, indicate whether your cycle is regular or irregular. After that, click next, and there you have it: you now have an estimation of your next fertile period, as well as the resulting due date.

Testing male fertility from the comfort of your own home

Did you know that around one third of all fertility issues are attributed to men? Common reasons for male fertility issues include low sperm count, as well as reduced sperm mobility. Hailed the “FitBit for sperm”, Trak is a male fertility testing system that allows men to measure and improve their sperm health from the comfort of their own home.

Designed by leading men’s reproductive specialists, it helps men identify whether their sperm concentrations are low, moderate, or optimal. For further information on how Trak works, you can visit their website’s “science behind Trak” page here.

What’s more, the Trak testing system also works with its dedicated Trak: Sperm Health & Fertility app, where users can log and track their sperm test results over time. The app further breaks down semen analysis, and provides personalized tips to improve the user’s reproductive health.

Enhancing the pregnancy experience with prenatal gadgets

Expectant moms want to have the most informed pregnancy possible, and be more involved in their prenatal care. Now, more and more pregnant moms are using consumer technology to monitor and keep track of their pregnancy.

Sound systems for the belly

While there’s no definitive conclusion as to whether playing music or other types of sound has any profound effect on the baby’s development, there are a growing number of baby-bump sound systems on the market. Pregnant moms can now use gadgets such as BellyBuds to play music or even voice recordings to their baby in-utero. All you have to do is adhere the discrete BellyBuds speakers to your belly, and then you can start playing music to your baby wherever you go.

Listening to your baby’s heartbeat

To enjoy the special moment of listening to your baby’s heartbeat in the comfort of your own home, you may want to consider a device like Shell by Bellabeat. This pregnancy technology gadget screens out noise and amplifies the sound of the baby in-utero for those listening in. Additionally, users can record and share their baby’s heartbeat to their friends and family.

Caring for the newborn with post-pregnancy technology

Caring for a newborn can be stressful, and new parents need all the help they can get. From smart clothing to smart pacifiers, let’s look at some of the most revolutionary post-pregnancy technology that are helping new parents look after their newborn child.

Monitoring your baby’s sleep

Monitoring your baby’s sleep to track patterns and changes can ensure that everyone, including the baby and the caregiver, gets quality sleep. With Mimo, a onesie attached to a wearable sensor, you can monitor the baby’s body position, skin temperature and breathing in real-time, as well as see if they’re awake or asleep through its dedicated app.

Taking your baby’s temperature with smart pacifiers

Newborns have weaker immune systems than adults, so it’s important to track and monitor your baby’s temperature on a regular basis. However, it can be tricky to track your baby’s temperature frequently, especially when they’re sleeping. This is where devices like smart pacifiers can help.

Pacif-i is a bluetooth low energy pacifier that continuously monitors your baby’s temperature. Acting as both a pacifier and a smart thermometer, you can receive temperature readings via its dedicated app without disturbing your baby, even when you’re in a different room.

Don’t forget to secure maternity insurance

While pregnancy technology gadgets are indeed revolutionizing the maternity experience and making things a lot easier for tech-savvy parents and parents-to-be, it’s important not to overlook maternity insurance. Private healthcare can be incredibly expensive in China, which is why we advise moms-to-be to obtain maternity insurance early enough on their policy.

The thing to be aware of with maternity insurance is that in most cases it comes with a waiting period of 10 – 12 months. With this in mind, if you’re planning to start a new family, you will need to secure maternity insurance before you conceive if you want to ensure that your maternity costs are covered.

Got any more questions regarding maternity insurance or health insurance in general? Be sure to get in touch with the experts at Pacific Prime China today.

Posted by Jess in Health Insurance, Maternity Insurance
China bird flu cases are surging, in deadliest outbreak since 2009

China bird flu cases are surging, in deadliest outbreak since 2009

Recent news headlines have reported a surge in the China bird flu death toll, where in the months of January and February a total of 140 people died from the deadly H7N9 strain of the bird flu virus. The amount of deaths in the first two months of 2017 alone has already surpassed the annual totals of avian flu reported in recent years. In 2010, the H1N1 subtype led to a death toll of 147.

The alarming spike of avian flu recorded in 2017 has thus placed the H7N9 strain of bird flu at the top of the list of pandemic threats from among a dozen avian and animal flu viruses, which has afflicted several hundred people in China for the past few flu seasons, since the first human case was reported in 2013.

Where did bird flu H7N9 originate from?

First discovered in China back in 2013, the H7N9 strain of bird flu was relatively rare, with about 100 to 300 reported cases each year. However, this flu season has seen a whopping 460 confirmed cases of H7N9, mostly in eastern China. This is quite alarming, considering that the average cases of H7N9 between 2013 to 2016 is around 200.

Avian flu has been around for a long time, and first originated in aquatic birds (e.g. ducks), who occasionally make their way into domestic poultry flocks (e.g. chicken). The virus can then trigger sporadic human infections, usually among people who work within close vicinity of infected poultry, e.g. in wet markets.

In December last year, Hinchliffe and three co-authors published a book titled: Pathological Lives: Disease, Space and Biopolitics, which argued that a number of factors, including selective breeding and the surge in poultry populations, have facilitated the evolution of bird flu. For instance, the use of antibiotics in making birds grow faster has meant that disease tolerance is often compromised.

Most bird flu viruses are not lethal to poultry, as they are what scientists term a “low path virus”, which usually causes no disease or only very mild illness in poultry, e.g. a drop in egg production. H7N9 bird flu was originally, up until recently, a low path virus. However, the virus can evolve and become highly pathogenic if they are allowed to circulate for too long, especially in live poultry markets where birds are crowded into small cages, sometimes for several days. This allowed the virus to mutate and spread to humans.

What’s so alarming about the H7N9 strain of bird flu?

460 cases of H7N9 cases may not sound like a big deal to a lot of people, but here’s a few reasons why you shouldn’t be so sanguine about it:

  1. The H7N9 strain has an alarmingly high fatality rate. 41% of people who get it, die.
  2. In 2017 an evolved form of the H7N9 strain has popped up. As it’s new, the current vaccines don’t work as well against it.
  3. In cases where H7N9 evolves into a high path virus, it can cause illnesses that spread a lot more easily inside the body, thus resulting in more damage and a much higher chance of mortality.

What are the odds that the virus will spread between humans?

Virtually all cases of H7N9 cases have been confined to mainland China, mainly in the provinces of Zhejiang, Guangdong, and Jiangsu. People mainly catch the virus from exposure to infected poultry.

The odds of human-to-human H7N9 bird flu transmission are very low, although this can potentially happen to caregivers or immediate family members with weak immune systems. Further mutations in the virus could also mean that the virus may become more easily transmittable between humans in the future.

What are the symptoms of H7N9 bird flu?

The H7N9 virus causes major respiratory symptoms (e.g. severe pneumonia) that can be life threatening.

During the early stages of an H7N9 infection, people will usually experience the following symptoms, which are much akin to what one experiences with the common flu:

  • Fever
  • Coughing
  • Wheezing
  • Headache
  • Muscle pain

In later stages, H7N9 infection causes the following:

  • Pneumonia in both lungs
  • Acute respiratory distress syndrome
  • Multi-organ dysfunction
  • Septic shock (a medical emergency caused by blood infection)
  • Muscle breakdown

What can I do to avoid catching bird flu?

Since H7N9 and other forms of bird flu are mainly transmitted through exposure to infected live poultry, it’s best advised to avoid going to live bird markets or backyard farms, especially in China. Experts say it’s also important to ensure that all poultry products that you’re eating are fully cooked.

Is there a vaccine available to protect yourself against H7N9?

As of the writing of this article, there’s no vaccine publically available to protect against H7N9, although a number pharmaceutical companies have been working on developing vaccines that are currently being tested in animal and human trials. There are however a few vaccines available for preventing the H5N1 subtype of avian flu, which had its first reported outbreak in humans back in 1997.

Are the illnesses caused by H7N9 bird flu treatable?

Antiviral drugs that are used against common flu viruses are also used to treat people infected with H7N9. These include: Oseltamivir (which is sold as Tamiflu), and Zanamivir (sold as Relenza). The most important thing to note here is that these drugs are the most effective when they are administered at the earliest opportunity possible. Another thing to note is that as H7N9 evolves, it may become highly resistant to these drugs.

Final advice

It’s important to consider securing a comprehensive health insurance plan so that, should you require medical care, be it bird flu related or another medical condition, your costs are covered and you are able to access healthcare at the best private facilities in China and internationally. To learn more and get a free quote, contact the insurance experts at Pacific Prime China today!

Posted by Jess in Health Insurance, News
China featured in 2017 International Private Medical Insurance inflation report

China featured in 2017 International Private Medical Insurance inflation report

Pacific Prime China is excited to announce that our global partner Pacific Prime has released the 2017 annual edition of the International Private Medical Insurance (IPMI) inflation report, which reveals the overall 2016 global premium inflation rate and presents analysis on premium prices charged by top IPMI plans offered by leading insurance providers in 10 key locations around the world. These countries are categorized into the following regions: Southeast Asia, Middle East, and Rest of World.

Presented in an easy to read format, this report is highly recommended for anyone interested in looking at how much they’re paying for IPMI, and should also be of high interest for insurers looking for information on premium prices in the various regions.

This article presents an overview of the findings from the latest IPMI inflation report. To access the report, click here for the website version, or click here to download your FREE PDF copy.

Key findings on global IPMI inflation

Pacific Prime’s report reveals that the average global IPMI inflation rate in 2016 was 9.2% – the exact same as the inflation rate in 2015. As shown in the graph below, the inflation rates observed in 2015 and 2016 have significantly increased from the 2014 inflation figure of 7.1%. The inflation rate in 2015 was around 5 percentage points higher than the average Consumer Price (CP) inflation rate in the countries included in this report – this remained consistent in 2016.

IPMI inflation in China

China has seen an increase in demand for quality healthcare services from the middle classes and an improved perception of health insurance. The average IPMI inflation figure in China hiked up to 12.06% in 2016 – 2.86% higher than the average global IPMI inflation rate, and a significant increase from China’s 2015 inflation rate of 9.5%. The trends impacting IPMI inflation in China include the maturing insurance market and growing government health regulations.

Key IPMI inflation drivers

As with the previous reports, the following 4 long term inflation drivers continue to make up a strong part of the explanation behind IPMI inflation:

  • New medical technology: The high costs of new medical technology research are usually passed onto patients by increasing healthcare fees, subsequently leading to inflating premium prices.
  • An imbalance of healthcare resources: Due to a range of factors including the ageing population, the imbalance of supply and demand for healthcare resources continues to increase – insurers cover the risks posed from growing demand by inflating premiums.
  • Increased compensation for healthcare professionals: The rising salaries of medical professionals are covered by rising healthcare costs, thus leading to the rise in premium prices.
  • Healthcare overutilization: There’s a growing trend towards the introduction of state-provided mandatory insurance in various regions, such as in the UAE. This has led to an increased strain on healthcare and an increase in the number of claims submitted, and insurers are responding to this by hiking up premiums.

The 2017 IPMI report has also identified 3 newly emerged trends driving premium inflation:

  • Global economic uncertainty: Global, regional, and domestic pressures have had an impact on the low economic growth observed in the countries included in this report, all of which influence IPMI through flow on effects. For example, China has experienced a growing resistance to foreign expat workers as GDP slows.
  • Changing population dynamics: The report has identified an expat “exodus” in some of the most popular expat locations, such as in Singapore and the UAE. Despite slowly dwindling expat numbers in certain regions, there’s an observable growth in demand for IPMI from increasingly wealthy local populations and high networth individuals (HNW).
  • Increasing availability of technology: Although technology has not yet had a significant impact on IPMI, Pacific Prime predicts this IPMI inflation driver will increase in force in the foreseeable future. For example, as the use of big data continues to become increasingly sophisticated, the management of insurance premium inflation may see an improvement in the years to come.

For a more in-depth analysis on the 2017 IPMI inflation report findings, you can view it here and download it for FREE here. If you’d like to have a chat with us, feel free to contact us today and one of our insurance advisors will be in touch shortly.

Posted by Jess in Health Insurance, News
Pacific Prime China is now on WeChat!

Pacific Prime China is now on WeChat!

Pacific Prime China is excited to announce the launch of our very own portal on popular Chinese messaging platform WeChat – a welcome new addition to our current repertoire of social media accounts already on Facebook, and LinkedIn. Joining an active user base of 846 million, the official Pacific Prime China WeChat account now offers a whole host of exciting new features exclusive to our followers. To avail these perks, simply follow us on WeChat (WeChat ID: PacificPrime) today!

Pacific Prime China meets Chinese market trends

In joining the ubiquitous WeChat platform, Pacific Prime China taps into a whole new audience of avid users – more than 90% of WeChat users go on the messaging app every day, and over 50% of users use WeChat more than 1 hour daily! By keeping up-to-date with the latest market trends in China, Pacific Prime China joins in with 560,000 other official company accounts on the most popular online community channel in China.

With a current active user base that is hiking its way up to the 1 billion user mark, WeChat has far surpassed Twitter’s 317 million users and is steadily catching up with Facebook’s 1.79 billion active users. Interestingly, corporate workers form the largest user group on WeChat, making up 40.4% of total users.

More than just a messaging platform

Pacific Prime China sees enormous potential in finding new ways of personalizing our services to existing and new clients on WeChat, especially when looking at the different ways that users are currently engaging with the platform. For example, not only are people communicating via chat, but they are also engaging on its social media platform “Moments” with friends and companies – a significant 61.4% of users go onto WeChat Moments when they open the app.

Another popular feature is WeChat Payment, which links WeChat with the user’s credit card. There are now 200 million users connected to WeChat Payments, and this highly availed feature has even seen over 8 billion “red envelopes” sent over WeChat during Chinese New Year in 2016!

Key features offered in new Pacific Prime China WeChat portal

Here are a key few of the many exciting new features that you can expect from the new Pacific Prime China WeChat portal:

  • Claims processing: Existing clients of Pacific Prime China can now access their policy details, easily process claims, and also change their policy information.
  • Assisting new clients: Our WeChat portal allows us to assist our new clients with regards to securing their new policies
  • Access to a dedicated service team: We now have a dedicated team servicing our WeChat account, helping you with any questions you may have.
  • Keeping you informed: Followers will be able to access exclusive blog articles so that they can stay up-to-date on the latest, most important market information relevant to the insurance industry, covering topics related to expat health insurance, general insurance, health trends, and many more.

Don’t forget to follow us!

To access the exciting new features now available on Pacific Prime China’s latest portal, be sure to follow us via our WeChat ID: PacificPrime, or by scanning the QR code below:

Pacific Prime China WeChat

 

Interested in learning more about our WeChat portal or the plans that we offer? Contact us today and our team of insurance advisors will be more than happy to have a chat.

Posted by Jess in General Insurance, News
Tips for reducing health risks from air pollution in China

Tips for reducing health risks from air pollution in China

As you are probably aware, the harmful effects of air pollution in major Chinese cities has been a cause of ongoing concern for the population’s health and wellbeing. One of the main reasons for such high pollution levels is the observably poor compliance to environmental standards at industrial plants, and with China producing the highest total industrial output globally, harmful levels of PM2.5 pollutant matter (particles small enough to penetrate the lungs) are continuously emitted into the atmosphere, day in and day out.

World news headlines and social media sites continue to see the ubiquitous presence of China’s health pollution problem, and rightly so, as it tops the world in most types of air pollution due to the high presence of sulphur dioxide, nitrogen oxides, and carbon emissions. By 2017, Beijing aims to reduce its annual levels of PM2.5 from its 2013 level of 89.5 micrograms per cubic meter to 60 micrograms per cubic meter – an ambitious aim that still seems nearly impossible considering the city’s current reduction rate, with a recorded level of 80.6 micrograms reported at the end of 2015.

Especially when considering the increased mortality and premature deaths linked to air pollutant exposure, there’s a pressing need for the Chinese government to implement pollution reduction measures, especially in its major cities. From a personal perspective, there are also a number of things you can do to reduce the health risks associated with air pollution, a key few of which are addressed in this article.

What are the health risks associated with air pollution?

A staggering 1.6 million deaths in China per year have been attributed to toxic air pollution, as air pollutants have been reportedly linked to a number of health risks. Certain groups of people are more susceptible to air pollution health risks than others, such as pregnant women, the elderly, young children, people with heart disease, and people with lung conditions.

According to Spare The Air, some of the health risks associated with exposure to heavy air pollution include:

  • Cardiovascular disease, e.g. stroke
  • Respiratory conditions, e.g. asthma
  • Loss of lung capacity
  • Reduced resistance to infections
  • There’s also an increased risk of lung cancer from prolonged exposure to air pollution

While there are groups of people that are particularly vulnerable to these health risks, even the healthiest of individuals may develop some of the symptoms common from pollution exposure, such as wheezing and dry throat. This is why it is important for anyone living in major cities within China to mitigate the health risks caused by air pollution.

Top tips for mitigating health risks from air pollution

The health risks mentioned above may seem scary, but there are a few things you can do to minimize them.

Stay indoors

One method of significantly reducing exposure to air pollutants is to stay indoors, especially during high air pollution days. To check air pollution levels in your area, be sure to follow government warnings and local news. It may also help to look at real-time China pollution maps (like this one).

Although air pollution particles do infiltrate indoors, its concentrations are typically much lower indoors than outdoors. To lower the infiltration of air pollution, an article in the Journal of Thoracic Disease suggests closing windows, as this action alone can effectively reduce air exchange rates by approximately 50%.

Consider buying an indoor air purifier

You may also want to buy an air cleaning device (e.g. a high efficiency particulate air (HEPA) filter) for your home, as this can help reduce the concentrations of air pollution and the levels of PM2.5 indoors. The rate at which pollutants are removed will depend on a range of factors such as the size of your home and the ventilation rate of your air purifier.

Try to stay away from heavily trafficked roads

If you’re going out for a jog or cycling around the city, it’s highly advised to stay away from heavily trafficked roads to avoid traffic-related air pollutants. These include particles from combustion engines, tire and vehicle wear, and road dust. If you have been walking near any major roadways, it’s a good idea to wash your clothes and take a shower after you get home to rid yourself of harmful fine particles.

Wear a protective mask

Sometimes, it’s hard to avoid being out during polluted days, especially when you have to commute to work. It might not look very fashionable, but wearing a protective mask or even a personal respirator can significantly help lower your exposure to air pollutants on urban streets, and can be especially beneficial for people who are more susceptible to health risks caused by air pollution.

Final advice

As revealed in this article, air pollution in China can really have a negative impact on your health, so it’s important to secure a private health insurance plan so that you are protected in the event that you require quality medical treatment from private or international hospitals. If you’ve got any questions on health plans, contact our team of experienced advisors today.

Posted by Jess in Health Insurance, Illness